Pay supplier invoices digitally through your preferred issuer
Leveraging integrated virtual payment

Today, businesses struggle to onboard new suppliers quickly and do not have the tools to control payments made by colleagues working from home.
The new integration of Conferma Pay with Concur® Invoice helps to solve these challenges by allowing businesses to pay suppliers using virtual cards, rather than legacy checks or bank transfers.
When a business receives an invoice from a supplier, there’s no need to follow a cumbersome payment approval process.
Instead, a virtual card is generated against that invoice for a specific amount within Concur Invoice, and pre-authorised payment details are securely provided to the supplier for processing. The virtual payment is automatically reconciled against the invoice, reducing manual work for finance teams.
Leverage instantly generated virtual cards to complement or remove physical payment.
Enhance control and authorization rules to prevent fraudulent transactions and misuse.
Add configurable payment controls and authorisation rules for quicker payment processing.
See enriched data in a single place and automate manual processes for better reconciliation.
Virtual payment integration with Concur Invoice
Advanced payment controls on spend limits, merchants and dates
Enhanced reporting by linking transactions with invoice data
Ability to increase Days Payable Outstanding (DPO) while reducing Days Sales Outstanding (DSO)
Maximized card spend capture for increased commercial card incentives
Digital innovation without the development cost
Capture additional card spend and optimize clients’ payment experience
World class innovative fintech solution
Increased payment security and fraud prevention
Linking transactions with invoice data offers advanced visibility
Apply for a virtual card account with your preferred Issuer.
Notify your SAP Concur rep that you would like to setup virtual payments from Conferma Pay within Concur Invoice for your supplier payments.
Once your Issuer has completed the virtual card account setup they will securely upload these details to Conferma Pay. Conferma Pay performs virtual card account set up, quality assurance and testing.
Conferma Pay links the account received from your Issuer. We notify your Issuer that the virtual card account build is complete and ready to use. You are provided with access to applicable Conferma Pay tools: Conferma Pay Online, Conferma Pay Snap.
Confirm with your issuer that you would like to add Conferma Pay virtual payment to your existing Concur Invoice agreement. The issuer will instruct Conferma Pay to activate your account for Concur Invoice.
Notify your SAP Concur rep that you would like to add Conferma Pay virtual payments to Concur Invoice for your supplier payments.
Once your Issuer has completed the virtual card account setup they will securely upload these details to Conferma Pay. Conferma Pay performs virtual card account set up, quality assurance and testing.