Conferma Pay

We help businesses remove plastic from payment.

About Conferma Pay

Conferma Pay is a global financial technology company. 

We design and integrate virtual payment systems for businesses.

We are driven to redefine the way companies integrate, flow and communicate business payment.

Leading for Change

Changing the way payments are made, can address many of the financial and operational challenges global businesses face today.

Removing Plastic

Helping businesses replace plastic from payment with innovative technology.

Building an Ecosystem

Powering the world’s largest ecosystem of virtual card providers.

Travel Meets Payment

Conferma Pay was born in Manchester in 2005. Since then we have connected over 700 TMCs, and directly integrate with all the major GDSs and OBTs. Our roots lie in corporate travel payment integration.

We enable our payment providers to flow virtual cards into the preferred purchasing process of any business travel buyer. Crucial to this is our network of banking partners, who have issued virtual cards in over 200 countries, in 40 currencies with over 45 commercial banking partners via all major card networks.

Our ecosystem continues to expand to meet the growing requirements of our global customer base.

Linking Booking and Payment

If you could make cards unique for every purchase, you could match booking data with payment data, then you could bring those two things together to gain complete visibility.

To achieve that, you need to make sure you have all parties in the network connected in one ecosystem.

That`s what we do.

Flexibility and Process Consistency

We are positioned in the middle of the relationship between business purchasing platforms and issuing banks.

Any of these originating points, whether it`s an airline website, a mobile device, a TMC, OBT or the GDS directly, can securely access a consistent payment vehicle for the corporation. Simply put, you decide where you want to originate the payment and how you want to control the card, where you want to add funds, where you want to make the card available for billing.

Banks and card schemes around the world can participate in our network and we will flow their virtual cards into anywhere that we are connected to. Today, we collect data from all major business purchasing platforms and provide matched transactions across the ecosystem. 

Our network includes organisations like eNett, a pre-paid solution, right through to US Bank who work with a large corporate customer base across the US market. We make no differentiation between our banking partners; they are all equally loved. 

This approach provides maximum flexibility as well as a consistent payment process throughout the entire ecosystem. 

Total Trip Spend Captured​

When a corporation makes a travel purchase through any of our partner platforms, the system requests Conferma Pay to deliver a virtual card with a set of associated controls. Those controls may be date range, monetary value or merchant category restriction. Any card will only be issued when the level of data meets the requirements agreed between Conferma Pay and the selected purchasing platform. 

Conferma Pay then returns a virtual card number to be placed into the purchasing process with the hotel, the airline or another merchant. The merchant then charges that card and the transaction data is received and stored by Conferma Pay.

Through this secure process, access to all booking information received at the point of request is matched to the financial information when the card was billed. The consolidated information is then delivered to our banking partners and the corporate customers. 

Because this process is completed at the point of sale, there is no need for third-party files to be collected or processed.

This level of integration allows Conferma Pay to capture all transaction data in one place, so when a traveller returns to the office, their expense claim is completed without manual work.

Full Control and Visibility

We help organisations capture spend that has previously been managed from an employee’s personal cashflow or an alternative payment method, ensuring your business retains full spend visibility and control.

Important Things You Should Know​

Questions And Answers​

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Over 1200+ Partners

We operate the world’s largest ecosystem of virtual card providers

5

Card Networks

45

Banking Partners

3

Major GDSs

100

Booking Tools

700

Travel Companies

The Ecosystem Guide

All Conferma Pay products are available from the trusted travel suppliers and banks you already use, straight into the existing booking workflow.

Learn more about our banking partners, travel platforms and hotel integrations.

Our Ecosystem

Where travel meets payment

Card Networks

Banking Partners

Travel Integrations

Expense Integrations

Hotel Network

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